inequality

Owning a house is a dream shared by many Indians. This dream is mediated by several realities, including social status. What does it mean to own a house for members of the Scheduled Castes (SCs) and Scheduled Tribes (STs), historically marginalised sections of society?

This case study outlines a collaboration between the Indian Housing Federation (IHF) and the Tamil Nadu Slum Clearance Board, the state level nodal agency for the Pradhan Mantri Awas Yojana – Urban (PMAY-U) in Tamil Nadu, to enhance the availability of micro housing finance for low-income communities through formal channels.