Source: CPR PMAY-U database until March 2018, Census 2011
A comparison of houses sanctioned across city sizes shows considerable variations across states. The variations across cities is reflective of state-specific policy in approaching PMAY-U. For instance, in Ahmedabad, 58.62% of houses have been sanctioned under AHP while 41.38% of houses have been sanctioned under ISSR. The preference for AHP in Ahmedabad is reflective of the approach of the state in accessing PMAY-U as 69.41% houses have been sanctioned for million-plus cities in Gujarat while only 15.75% and 13.86% houses have been sanctioned for medium and small cities respectively. Overall, the state has largely focused on AHP and ISSR housing. Similarly, there is a focus on small and medium cities in West Bengal as 52% and 44.68% of houses have been sanctioned for medium and small cities in the state. Moreover, since West Bengal has only sanctioned BLC housing, Kolkata has merely followed the state trend and done the same.
However, this trend varies across states. Hyderabad, Pune and Bangalore have only sanctioned AHP housing even though their states – Telangana, Maharashtra and Karnataka respectively – depict varying trends in how PMAY projects have come about in cities of different sizes. Hyderabad has followed the state trend, with Telangana sanctioning a larger share of housing for million-plus cities, all of these under AHP.
Pune and Bangalore have only sanctioned AHP housing even though a larger share of housing has been sanctioned for small and medium cities in Maharashtra and Karnataka, but since both these states have sanctioned a larger share of AHP housing, the cities have followed the state preference. Chennai has followed a different trajectory and sanctioned a larger share of AHP housing even though Tamil Nadu has sanctioned a larger share of housing for small and medium cities under BLC. The varying trends across states highlight the autonomy exercised by states in approaching PMAY-U and the flexibility offered by the scheme in accessing the three verticals under PMAY-U.
For a better understanding of this piece, it may be useful to recall the four verticals of the Pradhan Mantri Awas Yojana – Housing for All (Urban) mission:
– ISSR: In situ slum redevelopment
– CLSS: credit linked subsidy scheme
– AHP: Affordable housing in partnership
– BLC: subsidy for beneficairy-led individual house construction