affordable housing


Owners, Renters and Buyers: What happened over time? (Part-2)

By on April 16th 2021

This is the second in a series of data tales that looks into the India Human Development Survey (IHDS) panel dataset (2005-06 and 2011-12) to portray certain trends on the nature and profile of house ownership, renting and purchase in urban India. This part looks into the variation in the ownership of new houses based on size of houses and size of the households, to get an idea about which segment of the housing market has become more preferable than others over time.

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‘I Don’t Have the Option to Rent a House’: How Migrant Workers Differ From the Urban Poor

By on April 6th 2021

While central and state governments have launched several housing policies over the years to promote ownership-based housing for the ‘urban poor’, the housing requirements of migrant workers remain neglected. The sudden announcement of a nationwide COVID-19 lockdown in March 2020 led to an exodus of migrants from cities due to their inability to pay rents for rooms after losing their jobs. It is thus crucial to understand what housing means to migrants in cities, and how cities can be made more livable for migrant workers. This piece attempts to answer some of these questions through interviews of several migrant workers in the national capital region to understand their experiences and perspectives.

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Challenges in the successful delivery of affordable housing: An on-ground perspective

By on March 16th 2021

Providing housing that is safe, affordable, and accessible creates vibrant communities around it and a more secure and just world for all. It also contributes to building resilient cities strong enough to withstand adverse environmental conditions and disasters. The COVID-19 induced pandemic has further put a premium on the importance of putting a roof above one’s head.

However, despite the potential and size of the Indian affordable housing market, not many developers have been able to successfully make a sustainable business case out of it. This article analyses the challenges and opportunities for smaller and local developers to expand their footprint in this market, and outlines a framework for its execution.

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From a foundry-labourer in Moradabad to a foundry-owner in Mumbai

By on February 23rd 2021

This essay is the housing story of Ahmed (pseudonym) and his family, as it parallels housing-policy shifts in India, particularly in Mumbai. The timeframe for this story intersects with the three decades of economic liberalization and policy deregulation in India. As this personal trajectory unfolds in Dharavi, one of the biggest slums in Asia, it raises simultaneous questions and issues when linked to the social-housing evolution at the municipal and national scale. The story is broadly divided into three phases from 1990s to 2020, toggling between Ahmed’s personal journey and the political transformations occurring at different scales.

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Real Estate for Few

By on February 11th 2021

On 14 May 2020, Finance Minister Nirmala Sitharaman announced a “Rs 70,000 crore boost for the housing sector” in India by further extending the Credit Linked Subsidy Scheme under the Pradhan Mantri Awas Yojana (PMAY) for the Middle Income Group by one year, up to March 2021. This extension was announced as part of the second tranche of relief measures to boost the Indian economy under the Aatmanirbhar Bharat Abhiyan. However, the announcement is only aimed at satisfying a temporary need of reviving the economy without being mindful of fulfilling the real objective of the PMAY – to provide ‘housing for all’.

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How social marginalisation impacts the quality of life in cities

By on February 9th 2021

Owning a house is a dream shared by many Indians. This dream is mediated by several realities, including social status. What does it mean to own a house for members of the Scheduled Castes (SCs) and Scheduled Tribes (STs), historically marginalised sections of society?

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Reading the PMAY against past urban housing schemes

By on February 5th 2021

The Jawaharlal Nehru National Urban Renewal Mission (JNNURM), launched in 2005, and the Pradhan Mantri Awas Yojana (PMAY), launched in 2015, have been some of the most significant interventions towards improved housing in recent times. A comparative look at their contribution to urban housing offers some clues about how policy is being shaped to respond to the emerging needs of Indian cities.

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In Search of Home: A Study on Migrant Workers’ Access to Housing and Land

By on January 18th 2021

This study aims to document the living conditions of migrant workers, particularly their access to housing and land in Delhi—where they lived—and in their villages as well as the challenges faced by them during the COVID-19 crisis. While the lockdown has been lifted in India, in phases from 1 June 2020, lessons learned from this period can be used to frame land and housing policies and to develop low-cost social housing models, not only for migrant workers, but also for all those living in homelessness and inadequate housing in urban and rural areas.

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Distribution of PMAY-U houses in city sizes across states

By on January 5th 2021

What does PMAY-Urban data about sanctioned houses tell us about state policies with regard to adopting different verticals of the program across city sizes?

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How to challenge eviction orders from the highest court?

By on December 7th 2020

This post features highlights from a conversation between Gautam Bhan and Arkaja Singh at the 128th CPR-CSH monthly talk series, on September 29th, 2020. The discussion was held in the backdrop of a Supreme Court order directing the eviction of bastis adjoining railway tracks in Delhi. The discussion centred around how government policy around ‘slums,’ both at central and Delhi state level was changed, and how these changes came about, considering local and national, bureaucratic and political dimensions of these changes.

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