Outputs

The pattern of house ownership in India varies significantly between rural and urban areas. As against 95% in rural areas, only 69% of the total households in India own houses. This pattern is not surprising as a large share of the total urban population are migrants. This note provides an overview of the house ownership in urban India.

Housing remains a central issue for migrants in urban India, particularly female migrants. In this historical study of internal labour migration between the late 1960s to early 1980s, the lack of proper housing facilities in Pune city emerges as a major cause of anxiety for a section of migrants from Kerala. A closer examination of their oral narratives reveals gendered constraints in their access to rental housing in an emerging urban space.

On 14 May 2020, Finance Minister Nirmala Sitharaman announced a “Rs 70,000 crore boost for the housing sector” in India by further extending the Credit Linked Subsidy Scheme under the Pradhan Mantri Awas Yojana (PMAY) for the Middle Income Group by one year, up to March 2021. This extension was announced as part of the second tranche of relief measures to boost the Indian economy under the Aatmanirbhar Bharat Abhiyan. However, the announcement is only aimed at satisfying a temporary need of reviving the economy without being mindful of fulfilling the real objective of the PMAY – to provide ‘housing for all’.

Owning a house is a dream shared by many Indians. This dream is mediated by several realities, including social status. What does it mean to own a house for members of the Scheduled Castes (SCs) and Scheduled Tribes (STs), historically marginalised sections of society?

The Jawaharlal Nehru National Urban Renewal Mission (JNNURM), launched in 2005, and the Pradhan Mantri Awas Yojana (PMAY), launched in 2015, have been some of the most significant interventions towards improved housing in recent times. A comparative look at their contribution to urban housing offers some clues about how policy is being shaped to respond to the emerging needs of Indian cities.

What does PMAY-Urban data about sanctioned houses tell us about state policies with regard to adopting different verticals of the program across city sizes?

As the housing finance ecosystem adapts to service low-income housing, targeted interventions that build trust and connect disparate actors in the housing supply chain can bring transformative change. In this Q&A, Institution Builder and India Housing Federation co-founder Manikandan K. P. points out the opportunities and insights that led to a successful housing finance intervention for households availing the beneficiary-led construction (BLC) component of India’s flagship public housing scheme, the PMAY.

This case study outlines a collaboration between the Indian Housing Federation (IHF) and the Tamil Nadu Slum Clearance Board, the state level nodal agency for the Pradhan Mantri Awas Yojana – Urban (PMAY-U) in Tamil Nadu, to enhance the availability of micro housing finance for low-income communities through formal channels.

A comparison of the top 6 metropolitan cities shows considerable variations in their approach to PMAY-U.

This post features highlights from a conversation between Gautam Bhan and Arkaja Singh at the 128th CPR-CSH monthly talk series, on September 29th, 2020. The discussion was held in the backdrop of a Supreme Court order directing the eviction of bastis adjoining railway tracks in Delhi. The discussion centred around how government policy around ‘slums,’ both at central and Delhi state level was changed, and how these changes came about, considering local and national, bureaucratic and political dimensions of these changes.