affordable housing


From a foundry-labourer in Moradabad to a foundry-owner in Mumbai

By on February 23rd 2021

This essay is the housing story of Ahmed (pseudonym) and his family, as it parallels housing-policy shifts in India, particularly in Mumbai. The timeframe for this story intersects with the three decades of economic liberalization and policy deregulation in India. As this personal trajectory unfolds in Dharavi, one of the biggest slums in Asia, it raises simultaneous questions and issues when linked to the social-housing evolution at the municipal and national scale. The story is broadly divided into three phases from 1990s to 2020, toggling between Ahmed’s personal journey and the political transformations occurring at different scales.

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Real Estate for Few

By on February 11th 2021

On 14 May 2020, Finance Minister Nirmala Sitharaman announced a “Rs 70,000 crore boost for the housing sector” in India by further extending the Credit Linked Subsidy Scheme under the Pradhan Mantri Awas Yojana (PMAY) for the Middle Income Group by one year, up to March 2021. This extension was announced as part of the second tranche of relief measures to boost the Indian economy under the Aatmanirbhar Bharat Abhiyan. However, the announcement is only aimed at satisfying a temporary need of reviving the economy without being mindful of fulfilling the real objective of the PMAY – to provide ‘housing for all’.

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How social marginalisation impacts the quality of life in cities

By on February 9th 2021

Owning a house is a dream shared by many Indians. This dream is mediated by several realities, including social status. What does it mean to own a house for members of the Scheduled Castes (SCs) and Scheduled Tribes (STs), historically marginalised sections of society?

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Reading the PMAY against past urban housing schemes

By on February 5th 2021

The Jawaharlal Nehru National Urban Renewal Mission (JNNURM), launched in 2005, and the Pradhan Mantri Awas Yojana (PMAY), launched in 2015, have been some of the most significant interventions towards improved housing in recent times. A comparative look at their contribution to urban housing offers some clues about how policy is being shaped to respond to the emerging needs of Indian cities.

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In Search of Home: A Study on Migrant Workers’ Access to Housing and Land

By on January 18th 2021

This study aims to document the living conditions of migrant workers, particularly their access to housing and land in Delhi—where they lived—and in their villages as well as the challenges faced by them during the COVID-19 crisis. While the lockdown has been lifted in India, in phases from 1 June 2020, lessons learned from this period can be used to frame land and housing policies and to develop low-cost social housing models, not only for migrant workers, but also for all those living in homelessness and inadequate housing in urban and rural areas.

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Distribution of PMAY-U houses in city sizes across states

By on January 5th 2021

What does PMAY-Urban data about sanctioned houses tell us about state policies with regard to adopting different verticals of the program across city sizes?

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How to challenge eviction orders from the highest court?

By on December 7th 2020

This post features highlights from a conversation between Gautam Bhan and Arkaja Singh at the 128th CPR-CSH monthly talk series, on September 29th, 2020. The discussion was held in the backdrop of a Supreme Court order directing the eviction of bastis adjoining railway tracks in Delhi. The discussion centred around how government policy around ‘slums,’ both at central and Delhi state level was changed, and how these changes came about, considering local and national, bureaucratic and political dimensions of these changes.

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Improving Housing for Urban Poor: Learnings from BLC Implementation in Kerala

By on November 20th 2020

This report is based on a primary assessment of the state of habitat improvement in Kerala, under the ambit of PMAY (U)-LIFE (Livelihood, Inclusion and Financial Empowerment) Mission, through a quantitative household survey in three cities of Kerala – Kochi, Trivandrum and Mukkam. It finds that the State’s interventions towards the Housing for All agenda have underscored the importance attributed to the landless and the homeless in the state, rather than slum dwellers exclusively. The State’s interventions have also successfully demonstrated an approach towards enabling livelihoods through housing and imbibing financial empowerment among women.

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Standard Operating Procedure for Slum Upgradation and Delisting in Odisha

By on September 28th 2020

In continuation to the Government of Odisha’s landmark initiative of the Odisha Liveable Habitat Mission, also known as the JAGA Mission, launched in 2018, and the successful implementation of the Odisha Land Rights to Slum Dwellers Act 2017, basic infrastructure upgradation and delisting of slums emerge as the next critical steps. Towards this end the Scaling City Institutions for India (SCI-FI) initiative at the Centre for Policy Research as knowledge partner supported Housing and Urban Development Department, Government of Odisha, to prepare a ‘Standard Operating Procedure (SOP) for Participatory Slum Upgradation and Delisting’. The SOP intends to benefit the key stakeholders by laying down the procedure and benchmarks for undertaking participatory integrated slum level infrastructure upgradation and establishing procedure and documentation for delisting of the slum, to integrate it to the rest of the urban area.

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The unfairness of the Supreme Court order on slum evictions along railway tracks in Delhi: an explainer

By on September 9th 2020

The Supreme Court of India on 31.08.2020 passed an order, in a Public Interest Litigation (PIL) relating to pollution and waste management in Delhi, directing the eviction of “encroachments” – primarily jhuggi-jhopri (JJ) bastis, or slums – on Railway land in the capital. Coming in the middle of the COVID-19 pandemic, the order has been subject to legal criticism and has received wide coverage in the media. In this series of Q&A, we deconstruct what exactly the order says, the extent of the displacement it is likely to cause, the legally prescribed procedure for eviction and relocation, and what would be a fair approach going forward.

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