Ownership Housing


Housing is a welfare weapon: it can help people escape poverty

By on August 31st 2021

Governments have come up with several schemes to address the housing deficit for low-income households, including the construction and sale of public housing at subsidised prices, which are then allocated to applicants by lottery. This piece presents the findings of a recent study of 834 total winners and non-winners of such lotteries run by the Maharashtra Housing And Development Authority in Mumbai. The study finds large differences between winners and non-winners three to five years after the lotteries were held. It finds that the provision of this housing, as an asset, changed the lives of beneficiaries positively, and identifies the lack of involuntary displacement as a key component to this change.

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Facilitating housing finance for those with unclear titles

By on August 10th 2021

A report on IHR’s first webinar on Friday, 30th July on housing finance access to those with unclear titles. With experience across rural and urban contexts, the panel discussion revealed the complexities of the issue and highlighted potential directions for intervention.

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Financing Paralegal Titles in Rural India: The case of Swarna Pragati Housing Microfinance

By and on July 28th 2021

This case study describes a unique product and operational mechanism of mainstream housing finance provision in an environment with absent or poor-quality home ownership titles.

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The myth about consolidation in real estate

By on June 24th 2021

The common narrative of most talk shows, media articles, and investor presentations suggests consolidation in the real estate market in recent years. The general perception is that demonetization and introduction of RERA and GST compliances have made real estate a business of deep pockets where smaller developers have been or are being acquired by the large developers and there is massive consolidation in the market. However, data from Liases Foras shows a completely different story. 

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The What, Why, And How Of Changing Cooling Energy Consumption In India’s Urban Households

By on May 28th 2021

India’s urbanising middle class is at the brink of an unprecedented increase in residential cooling demand. New research by Centre for Policy Research and the University of Oxford answers a set of fundamental questions around India’s cooling transition.

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Owners, Renters and Buyers: What happened over time? (Part-2)

By on April 16th 2021

This is the second in a series of data tales that looks into the India Human Development Survey (IHDS) panel dataset (2005-06 and 2011-12) to portray certain trends on the nature and profile of house ownership, renting and purchase in urban India. This part looks into the variation in the ownership of new houses based on size of houses and size of the households, to get an idea about which segment of the housing market has become more preferable than others over time.

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Owners, Renters and Buyers: What happened over time? (Part-1)

By on April 9th 2021

This is the first in a series of data tales that looks into the India Human Development Survey (IHDS) panel dataset (2005-06 and 2011-12) to portray certain trends on the nature and profile of house ownership, renting and purchase in urban India. While the previous series provided a comprehensive picture of housing supply in urban India, this one will focus more on the demand side parameters; such as profiles of buyers and renters in the housing market of these cities.

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Spatio-temporal variation of Residential Real Estate in India: Part-III

By on April 1st 2021

The private residential real estate market in urban India is diverse, and housing typologies vary within and across geographies. This is the third in a series of data pieces highlighting some of the characteristics of private real estate market in India across selected geographies between 2009-2019, based on data provided by Liases Foras, India’s only non-broking real-estate research company.

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Spatio-temporal variation of private residential real estate in India: Part-II

By on March 25th 2021

The private residential real estate market in urban India is diverse, and housing typologies vary within and across geographies. This is the second in a series of data pieces highlighting some of the characteristics of private real estate market in India across selected geographies between 2009-2019, based on data provided by Liases Foras, India’s only non-broking real-estate research company.

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The role of small promoters in Kolkata’s housing transformation

By on March 23rd 2021

Smaller buildings and stand-alone houses are a prominent category in the urban scape of Kolkata, where real estate has emerged as the one of the primary modes driving the urbanization process. While large residential complexes within and outside the municipal limit have dominated popular imagination due to the speculation involved in acquisition of larger lands for real estate, there has been less attention on single stand-alone buildings that are being converted to vertical housing in last decade or more. This trend has been driven by a combination of factors that include municipal interventions, the increasing desire of middle classes for vertical housing, and an active market for redevelopment of small plots.

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